Life Insurance in Canada
Please select from the options below to find the life insurance quotes and duration of coverage that is applicable to you.
You are currently browsing SMOKER RATES.
For non-smoker rates, please go back to our Home page and click the blue button.
Life Insurance in Canada
TERM 10
(provides 10 years of coverage)
| Age of Insured | Amount of Coverage | Male | Female |
|---|---|---|---|
| 18 | $ 100,000 | $15.21 | $11.16 |
| 40 | $ 100,000 | $22.50 | $17.91 |
| 45 | $ 100,000 | $35.19 | $24.12 |
| 50 | $ 100,000 | $56.61 | $34.29 |
| 55 | $ 100,000 | $86.22 | $52.83 |
| 60 | $ 100,000 | $139.86 | $80.91 |
| 65 | $ 100,000 | $216.09 | $118.89 |
| 70 | $ 100,000 | $340.11 | $197.01 |
| 75 | $ 100,000 | $580.68 | $366.84 |
You are currently browsing SMOKER RATES.
*All rates are based on the lowest monthly premium rates among major insurance carriers.
If you need more information such as higher coverage amounts, joint-life, or (add-on) riders, and to reach our licensed Insurance Advisors* :
By email: Click here to send an email
By phone: +1 (587) 9744192
Or send us a message on our Facebook page:
What is Insurance
*Our Insurance Advisors are licensed with the Alberta Insurance Council (AIC), and the Insurance Council of Manitoba (ICM).
Life Insurance in Canada
TERM 20
(provides 20 years of coverage)
| Age of Insured | Amount of Coverage | Male | Female |
|---|---|---|---|
| 18 | $ 100,000 | $18.45 | $13.50 |
| 40 | $ 100,000 | $38.79 | $27.72 |
| 45 | $ 100,000 | $62.19 | $38.70 |
| 50 | $ 100,000 | $94.41 | $59.94 |
| 55 | $ 100,000 | $144.99 | $84.42 |
| 60 | $ 100,000 | $226.89 | $131.94 |
| 65 | $ 100,000 | $352.35 | $212.49 |
| 70 | $ 100,000 | $411.54 | $248.63 |
You are currently browsing SMOKER RATES.
*All rates are based on the lowest monthly premium rates among major insurance carriers.
If you need more information such as higher coverage amounts, joint-life, or (add-on) riders, and to reach our licensed Insurance Advisors* :
By email: Click here to send an email
By phone: +1 (587) 9744192
Or send us a message on our Facebook page:
What is Insurance
*Our Insurance Advisors are licensed with the Alberta Insurance Council (AIC), and the Insurance Council of Manitoba (ICM).
Life Insurance in Canada
TERM 30
(provides 30 years of coverage)
| Age of Insured | Amount of Coverage | Male | Female |
|---|---|---|---|
| 18 | $ 100,000 | $22.86 | $18.45 |
| 40 | $ 100,000 | $65.16 | $43.11 |
| 45 | $ 100,000 | $97.65 | $60.66 |
| 50 | $ 100,000 | $145.71 | $91.44 |
| 55 | $ 100,000 | $214.56 | $140.67 |
| 60 | $ 100,000 | $279.42 | $171.23 |
You are currently browsing SMOKER RATES.
*All rates are based on the lowest monthly premium rates among major insurance carriers.
If you need more information such as higher coverage amounts, joint-life, or (add-on) riders, and to reach our licensed Insurance Advisors* :
By email: Click here to send an email
By phone: +1 (587) 9744192
Or send us a message on our Facebook page:
What is Insurance
*Our Insurance Advisors are licensed with the Alberta Insurance Council (AIC), and the Insurance Council of Manitoba (ICM).
Life Insurance in Canada
LIFETIME COVERAGE
| Age of Insured | Amount of Coverage | Male | Female |
|---|---|---|---|
| 18 | $ 100,000 | $42.12 | $35.37 |
| 40 | $ 100,000 | $84.78 | $74.16 |
| 45 | $ 100,000 | $109.44 | $92.52 |
| 50 | $ 100,000 | $133.92 | $114.66 |
| 55 | $ 100,000 | $180.18 | $144.63 |
| 60 | $ 100,000 | $224.46 | $191.34 |
| 65 | $ 100,000 | $324.90 | $265.41 |
| 70 | $ 100,000 | $479.61 | $378.18 |
| 75 | $ 100,000 | $682.47 | $554.67 |
You are currently browsing SMOKER RATES.
*All rates are based on the lowest monthly premium rates among major insurance carriers.
FINAL EXPENSES
LIFETIME COVERAGE
| Age of Insured | Amount of Coverage | Male | Female |
|---|---|---|---|
| 18 | $ 25,000 | $25.60 | $23.10 |
| 40 | $ 25,000 | $44.01 | $38.79 |
| 45 | $ 25,000 | $52.43 | $46.20 |
| 50 | $ 25,000 | $60.86 | $53.82 |
| 55 | $ 25,000 | $68.63 | $61.42 |
| 60 | $ 25,000 | $81.56 | $71.18 |
| 65 | $ 25,000 | $103.94 | $92.81 |
| 70 | $ 25,000 | $140.25 | $117.99 |
| 75 | $ 25,000 | $178.73 | $148.35 |
*All rates are based on the lowest monthly premium rates among major insurance carriers.
If you need more information such as higher coverage amounts, joint-life, or (add-on) riders, and to reach our licensed Insurance Advisors* :
By email: Click here to send an email
By phone: +1 (587) 9744192
Or send us a message on our Facebook page:
What is Insurance
*Our Insurance Advisors are licensed with the Alberta Insurance Council (AIC), and the Insurance Council of Manitoba (ICM).